Ballast
Budgets, bills, and installment plans on your iPhone
Ballast is a local-first money tracker for people who want clear budgets and installment schedules without linking a bank. Log spending in a few taps, see what is left this period, track recurring bills, and split purchases into month-by-month plans with remainder-aware amounts. Your ledger stays on device. Import CSV or OFX when you want a bank file without giving Ballast your login. Export CSV, PDF, or a JSON backup when you need a copy. Face ID lock and a Home Screen widget are included. Installments and export unlock with an optional one-time purchase. Bank sync is not in this version.
What's included
- Fast manual add for expenses, income, and transfers
- Category budgets with a payday-flexible period start
- Installment plans with a clear payment timeline
- Recurring bills and a subscriptions calendar
- Accounts for cash, debit, credit, and loans
- CSV and OFX import; CSV, PDF, and JSON export
- Face ID app lock and Home Screen widget
- On-device storage; no bank login in this version
About this app
Ballast is published by GOSYNRGY LLC. This version does not connect to banks or third-party finance APIs.
Published by GOSYNRGY LLC (GoSynrgy).
Contact: developer@gosynrgy.com